Purchase Insurance

The Premium Protection Plan is Manulife’s most comprehensive plan available.

Benefit Summary:

Unlike some other plans, PPP:

• Is only available through a travel consultant
• Does NOT require a medical questionnaire
• Offers the flexibility of Cancel for Any Reason Benefit

Eligibility:

• Age 74 or younger at time of purchase
• Are covered with a government health insurance plan for the policy duration
• Purchased the plan within 72 hours of making a deposit or initial payment

READ MORE about the Premium Protection Plan in this PDF brochure.

Please include your tour name, travel dates, and travellers’ full names and birthdates in your request.

The All-Inclusive package offers comprehensive protection beyond just emergency medical coverage. It offers the convenience of purchasing many coverages in one policy.

Benefit Summary:

Unlike some other plans, All-Inclusive:

• Does NOT require a medical questionnaire

Eligibility:

• No age limit

READ MORE about the All-Inclusive plan in this PDF brochure.

Please include your tour name, travel dates, and travellers’ full names and birthdates in your request.

The Non-Medical Inclusive plan is suitable for those looking to complement their already-existing travel emergency medical coverage.

Benefit Summary:

Eligibility:

• No age limit

READ MORE about the Non-Medical Inclusive plan in this PDF brochure.

Please include your tour name, travel dates, and travellers’ full names and birthdates in your request.

The Out of Country Emergency Medical plan will help protect you from unexpected emergency medical expenses while travelling. This plan offers much more substantial coverage than government health plans.

Benefit Summary:

Unlike some other plans, Out of Country Emergency Medical:

• DOES require a medical questionnaire if you are over age 60. Rates are dependent on questionnaire score.

Eligibility:

• No age limit

READ MORE about the Out of Country Emergency Medical plan in this PDF brochure.

Please include your tour name, travel dates, and travellers’ full names and birthdates in your request.

Protect your tour with CSA Freestyle: their most popular plan.

Benefit Summary:

Please include your tour name, travel dates, and travellers’ full names and birthdates in your request.

CSA Freestyle Luxe offers everything that the Freestyle plan does, plus extra protection.

Benefit Summary:

Please include your tour name, travel dates, and travellers’ full names and birthdates in your request.

Travel insurance is important for protecting the investment you’re putting into your tour. Most prepaid expenses are non-refundable from the travel supplier. Tour Magination strongly recommends travel protection to help guard against unexpected events before and during your upcoming trip so you can travel with the peace of mind and security you deserve. The cost of this insurance is much less compared to the financial loss you could be protected from if you have to interrupt or cancel your entire trip unexpectedly. The cost of this insurance is also small in comparison to the potential costs of an unexpected medical emergency in a foreign country.

Many insurance plans may be purchased right up until the date of departure, however, if you are considering coverage for trip cancellation it is recommended to purchase insurance on the day your trip is booked. TourMagination highly recommends purchasing insurance on the same day of final payment.

*If you would like to purchase Maulife’s Premium Protection Plan, you must do so within 72 hours of making your initial deposit.

Trip interruption insurance is a post-departure benefit which covers extra costs if you need to return home sooner or later than planned. It reimburses you for non-refundable and/or non-transferable portions of unused, prepaid travel arrangements. Trip interruption could include missed connections due to airline schedule changes, unforeseen illness, injury, or death of a traveller, a travelling companion, or a non-travelling family member, postponed travel due to unsafe weather conditions, the theft or loss of an important travel document such as a passport, etc.

Yes. Please indicate that you would like extended coverage when you contact us for a quote.

A “pre-existing medical condition” means any medical condition that existed prior to your effective date. If you have a pre-existing medical condition, certain plans may require a stability period depending on your age.

In almost all cases, no. Once your insurance company has been notified of your situation, a confirmation that you purchased insurance coverage is sent to the medical provider. The medical provider will then bill your insurance provider.

There may be some medical providers who will require a small deposit or assurance that they will be paid. In the unusual event that a foreign hospital requires the patient to make a deposit or, in rare situations, pay the hospital directly, your insurance provider will promptly reimburse these expenses once they ensure that the terms and conditions of the policy have been met and all the claim documentation is received.

It is crucial to call your insurance provider’s emergency number before you get emergency medical treatment.

Manulife Assistance Centre:

Call collect +1-519-945-8346 outside North America

CSA Emergency Assistance Services:

Call collect +1-240-330-1529 anywhere else in the world

Yes, you can.

For CSA policies, please contact CSA Customer Service at 800-348-9505 or visit https://www.travelinsurancecenters.com/modify to modify your policy.

*If the travel dates have already passed, the online modification form will not allow you to make your own changes. You will need to contact us to make the changes on your behalf.